Reading

Guides worth your time.

Short reads on how coverage actually works, what it should cost, and the questions worth asking before you sign anything.

Coverage · 5 min read

How much life insurance do you actually need?

A back-of-napkin number in three inputs. No calculator app required.

Policy types · 6 min read

The tradeoff nobody explains, without the pitch that usually follows.

Life events · 4 min read

What to think about in year one, when you have zero spare hours.

Cost · 4 min read

The number in your head is probably three to five times too high.

Timing · 4 min read

Young is when it is cheapest. Waiting is the expensive move.

Employer benefits · 5 min read

Employer coverage is real coverage. It is also nowhere near enough.

How to buy · 3 min read

Three decisions, in this order. That is the entire process.

Underwriting · 4 min read

For many people, no. Here is when the exam is unavoidable and when it is not.